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Volume IV, Issue 22
Damascus, MD
Inside This Issue…
Smart Tips On Buying Disability Insurance….Page 1
Quick Pointers For Strengthening Your Memory….Page 2
How To Get More Time In Your Life….Page 3
READ THIS Before You Open A Free Checking Account….Page 3
How To Prepare For Contract Negotiations.…Page 4
Word Of The Month…
Studies have shown that your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends. You may even be able to fatten your wallet!
impecunious \im' pi kyoo' nee es\ (adjective)
Meaning: lacking money, penniless
Sample Sentence: She thought her destitute college days were a thing of the past, but her entry-level position at a new advertising company left her impecunious as well.
Did You Know…
Ø Men go to the movies more than women do.
Ø College educated people go to more movies than those with lesser education.
Food Safety Warning
The U.S. Department of Agriculture says that pregnant women, infants, older people, and people with weakened immune systems are especially vulnerable to listeriosis, a sometimes fatal infection caused by bacteria in ready-to-eat processed foods, such as lunchmeats, hot dogs, and some cheeses. Follow these tips to reduce the risk of illness from these sources:
· Heat hot dogs, lunchmeats, dry sausage, pates, and leftovers until steaming.
· Don't eat soft cheeses, such as feta, Brie, Camembert, Roquefort, and soft Mexican-style cheeses.
· Avoid unpasteurized milk and foods made from raw milk.
· Cook all meats, poultry, and fish thoroughly.
· Carefully rinse fruits and vegetables before eating.
Quote Of The Month
Go outside, to the fields, enjoy nature and the sunshine, go out and try to recapture the happiness in yourself and in God. Think of all the beauty that’s still left in and around you and be happy.
- Anne Frank
Brain Teaser Of The Month
I always fall,
but I never get hurt.
I can bend over backwards,
but cannot break.
I arrive free of charge
but often leave for a fee.
What am I?
(Answer is at the bottom of last page.)
U.S. Government Web Site Of The Month…
There are over 27,000 U.S. government web sites covering nearly every topic you can imagine. Here’s one that could help you:
Learn how to get health insurance for your children through the Children’s Health Insurance Program at www.insurekidsnow.gov. This site from the U.S. Department of Health & Human Services offers state-specific information on who is eligible and how to enroll. Make sure that your children grow up to be strong and healthy.
She Said What?
Thanks for Thinking of Me!
Did you know I can help you or any of your friends, family or acquaintances save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word!
Simple Kitchen Tips
· To get the most juice out of fresh lemons, bring them to room temperature and roll them under your palm against the kitchen counter before squeezing.
· Wrap celery in aluminum foil when putting it in the refrigerator and it will keep much longer.
· To prevent eggshells from cracking, add a pinch of salt to the water before hard-boiling.
· When a cake recipe calls for flouring the baking pan, use a bit of the dry cake mix instead. Then, there won't be any white mess on the outside of the cake.
· Place a slice of apple in hardened brown sugar to soften it without affecting the flavor.
Too Hot? Keep Moving!
When working in any hot environment (a hot kitchen, summer outdoors, etc.) don’t stand still. You may faint. When you stand still, your blood pools in your legs, causing less of it to be delivered to the brain. Thus, moving around rather than standing still reduces the possibility of fainting.
Brain Teaser Answer
Hair
Service For Life! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome.
Rick Thompson
Rick Thompson & Team, P.C.
301-758-1059
Rick.Thompson@LNF.com
RickThompsonTeam.com
Long & Foster Realty, Inc
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Secrets for Playing the Stock Market like a Professional
Are you intimidated by the complexities of the stock market? Understanding the market doesn’t need to be a mystery, and you don’t have to settle on low interest savings accounts for your investments. Now you can educate yourself using the Internet. The Internet is a quick and easy tool to learn common investment strategies. Here are a few tips for playing the market like a pro.
First, you must learn the basics about investing your money. Educate yourself on the terminology and the inner workings of the market. There are great web sites with simple descriptions about basic investment information. Visit www.investopedia.com for easy to understand terminology and answers to frequently asked questions.
Once you have a handle on the basics of investing in the stock market, you will need to assess your goals. It is important to realize how much money you want to make and when you you’ll need cash. This will help you decide on long-term or short-term investment strategies. Many people use an online broker to help with their investment research and stock trading. If you are going to hire a broker, you can see reviews at: www.consumersearch.com/www/internet/online_brokers/reviews.html. Choose an online broker based on services they provide and the fees you’ll incur to obtain important investment information and making stock trades.
Don’t You Just Hate Pushy Salespeople?
If you’re like me, you can live without the pressure and hassles from aggressive salespeople. That’s why I treat my friends and clients with helpful, healthy respect. So if you or someone you know ever has questions about real estate, please feel welcome to call me at 301-758-1059. There’s never any pressure or hassles – I’m here to help.
Your long-term investment plan will be the map to your investment future. You should aim for a diversified portfolio of stocks, bonds, mutual funds, and real estate. At www.kiplinger.com/personalfinance/tools you can get access to a variety of financial tools and calculators to help determine what investment strategy will work best for you. You’ll also notice there are numerous sites on the Internet for getting predictions about market growth. These sites are to be used cautiously, however. There is no guarantee these “expert” sites know any more about the market than you.
To analyze individual stocks, www.bigcharts.com is a good resource. In addition, mutual fund ratings can be researched at www.morningstar.com. Both of these sites are fairly reliable in their estimates.
If the volumes of information on investing overwhelm you, you may want to check out |